... credit card companies have to take a monthly minimum payment from card-holders ... It's a protective measure that's intended to stop card-holders' debt from spiralling out of control. However, new research by Neil Stewart shows that, ... printed information about compulsory minimum payments leads many card-holders to actually pay off less of their balance ...
I još:
Anchoring is a well known psychological bias. ... Daniel Kahneman and Amos Tversky in 1974. They asked people to spin a random number wheel before estimating what proportion of United Nations countries were African. People's guesses were strongly influenced by whether the wheel landed on a high or low number, ...
Link: How a psychological bias leads many people to pay more credit card interest.
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